Find a better interest rate for your mortgage with
Bausley Home Loans & Realty.

You deserve a better deal

The mortgage deal you signed years ago may not be relevant today. Maybe your credit score has gotten better, maybe the country’s interest rate is lower. Regardless, you don’t have to be locked into a bad deal. Refinancing allows you to get a fair deal.

Our Commitment

At Bausley Home Loans & Realty, we understand how important it is to get the property you want. Oftentimes, a new property indicates a new stage of your life. The mortgage you get determines the property you can afford, and this property in turn affects the quality of your surroundings.

It all starts with the right mortgage. Our Mission Statement is clear: we'll always work for you. It doesn't stop once we've found good deals. We'll also work with you to ensure that the lenders are giving you the terms you deserve, given your credit and financial history.

Our Commitment

The process for getting a loan can be confusing. That's why it's so important to keep lines of communication open. If you have any questions while we work with you to get the best mortgage, we'll be happy to answer them. As well, we'll be listening to you every step of the way.

We'll make sure the loan lines up with your priorities: the property you want to buy, your current financial capabilities, and the amount you're willing to spend to pay off the loan. If your needs change while we work, we'll change our strategy with you.

Prompt Loans

Most mortgages take time. Assuming you're not getting a hard money loan, you could be looking at weeks or months before a lender agrees to a deal. In this situation, the last thing you want is a mortgage broker who wastes your time. That's why we move quickly but thoroughly, working hard to find deals that are the right fit for you.

As soon as you agree to work with Bausley Home Loans & Realty, we start utilizing our experience and expertise, as well as the contacts we've already made, to find your options and narrow them down based on what you said during the initial consultation.

Should You Refinance?

Refinancing isn't for everyone

There are a few different factors working together to determine whether or not refinancing is right for you. One of the simplest is your credit score: the higher it is, the better a deal you can get. This means refinancing is a great way to take advantage of a credit score that has gotten better recently.
You’ll also want to have the right amount of equity and income. Essentially, you want to make sure a new deal is appealing to lenders. Bausley Home Loans & Realty will determine if it’s a good time to refinance.

Do I Qualify for Refinancing?

Determine whether you meet eligibility requirements

Just like when you originally financed your home, lenders will want to determine whether or not you qualify for a loan before allowing you to refinance. These requirements are different depending on the lender you want to work with, but there are some factors that they tend to share.

Do you have a good credit score? How much wealth do you possess, what does your income stream look like? These factors will determine whether or not a lender is interested. If you’re unsure how to balance the various refinancing factors, contact Bausley Home Loans & Realty. We’ll let you know what refinancing deals you qualify for.

Prompt Loans

Once we understand your situation, we work quickly but thoroughly to find the best loan for you.

Working For You

Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need.

Great Value

Find the lowest possible interest rates with us and watch your new home appreciate in value over time!

Bausley Home Loans & Realty

Schedule your free consultation with Bausley Home Loans & Realty today.


At Bausley Home Loans & Realty, we help people buy their dream home. Let’s help you buy yours.


Don’t trust bankers to tell you all your lending options. Work with someone who has your needs in mind.

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