Conventional Home Loan California
You Deserve a Mortgage Tailor to Your Needs
Conventional loans offer flexibility. Whether you want a low downpayment, you want to avoid paying mortgage insurance, or you have a specific payment timeframe in mind, there’s a conventional loan well-suited for you. If you have the right financial history, a conventional loan can give you the best deal for your mortgage.
What is a Conventional Loan?
Most loan types are backed by a government agency (e.g. the Federal Housing Administration or the Department of Veteran Affairs). Conventional loans are backed by no one, meaning you’ll have to pay mortgage insurance if you aren’t able to put down at least 20%.
Do I Qualify for a Conventional Loan?
Because conventional loans aren’t backed by a government agency, they tend to have higher credit score requirements. Even if you meet the bare minimum guidelines, you may be able to get a better interest rate with an FHA loan. By working with Bausley Home Loans & Realty, you’ll be able to find the most cost-effective mortgage.
Why work with a broker?
Trust the Mortgage Experts
Once we understand your situation, we work quickly but thoroughly to find the best loan for you.
Working For You
Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.
Our support team is here to ensure that things run smoothly. You’ll always find the help you need.
Find the lowest possible interest rates with us and watch your new home appreciate in value over time!
Bausley Home Loans & Realty
Schedule your free consultation with Bausley Home Loans & Realty today.
EXPERT LOAN COUNSELING
At Bausley Home Loans & Realty, we help people buy their dream home. Let’s help you buy yours.
KNOW YOUR OPTIONS
Don’t trust bankers to tell you all your lending options. Work with someone who has your needs in mind.