You deserve the home of your dreams
If you have good credit and sold finances, you may be looking for a luxury home: a big piece of property, something in an expensive area, or both. Typical lending packages aren’t designed to handle the large loans required to finance these purchases, which means you’ll need to get a jumbo loan.
When are Jumbo Loans Necessary?
When a loan is larger than the limit set by the Federal Housing Finance Agency, it becomes a jumbo loan. This means it can’t be handled by Fannie Mae or Freddie Mac, the U.S. government’s home loan entities. Jumbo loans are generally used to finance high-end real estate purchases.
Do I Qualify for a Jumbo Loan?
Because they involve large sums of money and can’t be backed by the federal government, jumbo loans have stricter lending requirements. You’ll need a better-than-average credit score, among other things. Bausley Home Loans & Realty can work with you to determine eligibility. As well, we’ll advise you on your credit score.
Why work with a broker?
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